Accident and Health Insurance in Spain is a report, PartnerBASE™ and data file about the market for accident and health insurance in Spain. On the basis of both primary research and extensive desk research carried out with both underwriters and brokers of accident and health cover, the research comprises the following unique segmentations of the value of this market for the period from 2012 and 2016 in terms of gross premiums:
- accident insurance between personal (non-sport), occupational (non-sport) and sport cover;
- personal (non-sport) cover between individual and group business, and between non-travel and travel business;
- occupational (non-sport) cover between individual and group business;
- sport cover between individual, group (professional) and group (amateur) business;
- health insurance between medical expenses, health / hospital cash and dental cover;
- medical expenses cover between individual and group business, and between non-travel and travel business;
- health / hospital cash cover between individual and group business;
- dental cover between individual and group business.
In addition, this standardised segmentation is then mapped back against Spain's own country-specific segmentation which, for health insurance, is between between healthcare ('asistencia sanitaria'), expense reimbursement (‘reembolso de gastos') and hospital cash (a proportion of 'subsidios e indemnizaciones') policies.
Moreover, using a thorough survey of 230 actual and potential affinity and corporate distributors of accident and health policies in Spain, the study also contains a comprehensive overview of distribution relationships for each of accident, dental, health / hospital cash and medical expenses cover, thereby identifying both the operating models generally used for such schemes and the providers of each of these cover types that has secured the most partnerships. Types of distributor surveyed include automotive clubs, banks / specialised lenders, coalition loyalty / frequent flyer programs, insurers, online aggregators / brokers, professional associations, retailers, sports associations, trade associations and trade unions.
In addition, the report identifies leading underwriters and brokers in the wider market, provides a commentary concerning the main distribution channels used for these types of cover and, finally, concludes with forecasts for gross premiums written through to 2020 using the same segmentation as that outlined above.
For further information about this research, please access the table of contents and series prospectus by clicking on the corresponding links above, or e-mail email@example.com.