Finaccord’s report titled Creditor and Lifestyle Protection Insurance in Germany offers uniquely detailed insights into the German market for life and payment protection insurance linked to mortgages, point-of-sale automotive finance, other consumer finance and credit cards, plus bill protection insurance covering recurring household bills (e.g. for energy and telecoms services). Drawing on the results of a survey of 162 lending institutions, energy firms and telecoms companies in Germany, the report analyses the provision of creditor and lifestyle protection insurance by these organisations, how this availability rate varies across different lending product types and household services, the operating models used (e.g. captive, JV and / or external underwriters), and the extent to which cover can be acquired through distribution channels other than these organisations (e.g. directly from insurers or via brokers).
Key features of this study plus the PartnerBASE™ dataset and market data annexe that accompany it include:
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Finaccord is a market research, publishing and consulting company specialising in insurance and other financial services. Finaccord is part of Aon Global Operations, Singapore Branch.