Based on a survey of over 1,000 consumers, Home Assistance Metrics: Consumer Approaches to Home Emergency Insurance in France offers detailed and unique insights into the behaviour of French consumers in the context of home emergency insurance and assistance.
Comprising both an analytical report and a convenient data file in Excel format, the research quantifies the proportion of consumers who hold home emergency cover, segmented by gender, age, annual household income, living environment, home ownership status and employment status. It also investigates the types of policy that they acquire (e.g. insurance, warranties or repair plans for air conditioning units, electrical emergencies or faults, problems related to gas boilers, problems related to plumbing or water supply, or more comprehensive policies covering two or more of these elements), and the distribution channels and interfaces that they use to take out such cover. Distribution channels include direct sales by insurance or assistance companies, sales through electricity, gas or water companies, sales through product / system manufacturers, sales via insurance aggregators or brokers, and packaging with regular home insurance or banking products; distribution interfaces include face-to-face, online, inbound phone, outbound phone and postal sales.
Finally, the report analyses frequency of calls for assistance using home emergency cover split not only by age and annual household income but also by type of policy, thereby highlighting importance differences in the propensity to use home assistance policies by customer group.
This report can be used in one or more of the following ways:
- to benchmark your organisation’s performance in home emergency insurance and assistance: given current uptake in France, could your company be selling more of this type of cover?
- to understand the different types of home emergency cover that consumers are buying and the latent sales potential as defined by the proportion of consumers that have not yet acquired such cover but that express an interest in doing so;
- to evaluate the opportunities for distributing home emergency cover through affinity and corporate partners: to what extent will consumers buy through these means in France?
- to assess the apparent willingness of consumers to purchase this form of cover online: given the breakdown of online sales by device type, what is the scope for marketing more effectively to this audience?
- to identify the customer segments in France that are most likely to use their policies to call for assistance: should these groups be charged more for their cover than less demanding customers?
For further information about this research, please access the table of contents and series prospectus by clicking on the corresponding links above, or e-mail email@example.com.